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case study

Tapco Credit Union

Frederickson Branch | Design Build

the goals

Tapco needed a prototype branch design that would strengthen community connections, balance automation with authentic relationships, and create a scalable model for future growth. Most importantly, they wanted to provide the community spaces it was missing.

Project Background

TAPCO Credit Union recognized a rapidly growing community hungry for connection, in need of spaces to gather in Frederickson. Their small, leased branch was thriving, but the community was telling them something bigger was needed.

“Talking to our community here in Frederickson, we heard loud and clear that this was a growing community that didn't have a lot of spaces for the community to come together," said Justin Martin, TAPCO's President and CEO. "We determined we need to make a bigger commitment to the community."

Celebrating Northwest Roots

TAPCO didn't just want another branch - they envisioned a community hub that would serve as both member-centered financial institution and neighborhood heartbeat. When they asked residents what local business they wanted most, a coffee shop topped every list.

Pacific Northwest Vibes

Momentum partnered with Tapco to create a branch design that evokes a Pacific Northwest-inspired vibe while maintaining the feel of Tapco’s brand. A tall central element providing added height, windows, and lighting increases the scale of the building, making it shine as a brand billboard from its spot slightly off the intersection.

A "transaction bar" replaces sterile teller lines, allowing for more relationship-based interactions, while a dedicated community room designed with opportunities for sustainable financial well-being for its members in mind completes the open, flowing interior.

Innovation

Breaking down banking barriers with relationship-focused design, integrated local partnerships, and flexible community spaces.

Impact

Banking transformed into an inviting experience that feels more like a destination than an errand-stop. A prototype that scales across TAPCO's network, driving membership growth and helping the community thrive.

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Guide: How to Write a Credit Union Facilities RFP (2025 Version)